Financial Advisor Germany

Top 2 Financial Planners in Berlin

Discover the top 3 financial planners in Berlin that can help you manage your finances effectively. Find the expert guidance you need for your financial goals.
Top Financial Planners Berlin
In: Financial Advisor Germany

Welcome to our article on the top financial planners in Berlin! If you're looking for expert guidance and assistance in managing your finances, you've come to the right place.

In this article, we will introduce you to the top financial planners in Berlin who can help you optimize your financial strategy and achieve your financial goals.

Navigating the world of finance can be overwhelming, especially for expatriates in Germany. Financial planners play a vital role in providing personalized advice and ensuring that your financial journey is on the right track. But with so many options available, it can be challenging to find a reliable and competent financial planner.

That's why we have done the research for you and compiled a list of the top two financial planners in Berlin.

These professionals have proven expertise in their field and are known for their commitment to client success.

Let's dive in and explore the criteria for rating these financial planners, the role they play in financial strategy and optimization for expatriates, current trends in the financial advisory industry, and a brief profile of each planner.

Brief Profile of Top 2 Financial Planners in Berlin

When it comes to managing your finances, it's always helpful to have an expert by your side. Luckily, Berlin is home to some of the best financial planners in the industry.

These professionals can provide you with essential guidance and support to help you navigate the complex world of finance and make informed decisions. Let's take a closer look at the top 3 financial planners in Berlin:


  • Name: Fabian Beining, Björn Tappe
  • Credentials: Certified Financial Planner, Certified by IHK
  • Company: Finanz2Go
  • Experience: With over 10 years of experience in the financial industry, Fabian Beining has established himself as a trusted financial planner in Berlin. He is known for his personalized approach and ability to understand the unique financial needs of his clients. Fabian specializes in retirement planning, investment management, and wealth management.
Philosophy: Fabian and Björn believe in creating comprehensive financial plans that align with their client's goals and aspirations. They emphasize the importance of long-term financial strategies and aim to help their clients achieve financial stability and independence.


  • Credentials: Certified Mortgage Advisors
  • Company: Hypofriend
  • Experience: Hyprofriend brings a wealth of experience to the table with over 5 years in the real estate industry. They have a strong background in estate planning and risk management, making her a go-to expert for clients seeking guidance in these areas. Hyprofriend is known for her attention to detail and commitment to delivering personalized financial solutions for mortgages.
Philosophy: Hyprofriend believes in taking a digital approach to mortgage advice. They consider their clients' short-term and long-term goals through an app, as well as their risk tolerance, to develop tailored strategies. Their goal is to help their clients with their real estate mortgages while ensuring their financial well-being.

Criteria for Rating Top Financial Planners

When it comes to choosing a financial planner, it's important to find someone who is reputable, experienced, and trustworthy. But with so many options out there, how do you know which financial planner is right for you? Thankfully, there are certain criteria that can help you make an informed decision. In this article, we'll explore the top 3 criteria for rating financial planners, so you can choose the best one for your needs.

1. Assets Managed

The assets managed by a financial planner are a clear indicator of their expertise and success in the industry. In general, the more assets a financial planner manages, the more experience they have in handling different types of investments and financial situations. So, when looking for a financial planner, consider their track record in managing assets and their ability to generate returns for their clients.

2. Revenues Generated

While assets managed can give you an idea of a financial planner's experience, revenues generated can provide insights into their financial success. Financial planners who generate high revenues typically have a larger client base and are more likely to have a proven track record of delivering value to their clients. So, it's worth considering the revenues generated by a financial planner when evaluating their expertise and effectiveness.

3. Growth of Practice

The growth of a financial planner's practice can be an indication of their ability to attract and retain clients. Financial planners who consistently grow their practice are likely doing so because they are delivering results and building trust with their clients. So, when assessing potential financial planners, consider their practice growth as a reflection of their reputation and client satisfaction.

Additional Information:

  • Financial advisors are ranked based on assets managed, revenues generated, and practice growth - according to Forbes/SHOOK and Barron's[1].
  • Learn more about financial planning and optimization at Finanz2Go.

By considering these 3 criteria - assets managed, revenues generated, and growth of practice - you can assess the expertise, success, and reputation of financial planners, helping you choose the right one for your financial goals and needs.

"When it comes to choosing a financial planner, it's important to find someone who is reputable, experienced, and trustworthy."

Role of Financial Planners in Financial Strategy and Optimization for Expatriates


Are you an expatriate living in Germany? Do you want to ensure your finances are in order and optimized for your unique circumstances? A financial planner can be your trusted ally in navigating the complex world of finances and achieving your financial goals. In this article, we will discuss the role of financial planners specifically in financial strategy and optimization for expatriates.

The Benefits of Financial Planning for Expatriates

Living as an expatriate in a foreign country can bring a host of financial challenges. From navigating different tax systems to understanding retirement options, managing your finances as an expat can be daunting. That's where a financial planner comes in. They provide the following benefits:

  1. Tailored Financial Strategy: A financial planner will work closely with you to understand your goals, risk tolerance, and unique financial situation. Based on this information, they will create a customized financial strategy that aligns with your objectives.
  2. Optimizing Investments and Retirement Planning: Expatriates often have complex investment portfolios and retirement plans. A financial planner can help optimize your investments, ensuring they are diversified and well-suited to your risk profile. They can also assist in navigating cross-border retirement plans and ensuring you are making the most of your international pension options.
  3. Tax Planning and Compliance: Expatriates are subject to complex tax rules, both in their home country and their host country. A financial planner can help you understand your tax obligations and optimize your tax strategy to minimize your tax liability while ensuring compliance with all relevant regulations.
  4. Estate Planning and Asset Protection: For expatriates who own property or have investments in multiple countries, estate planning becomes crucial. A financial planner can guide you in structuring your assets to protect them and ensure smooth transfer to your beneficiaries in the event of your passing.

How Financial Planners Can Help Expatriates

Financial planners provide a range of services that can help expatriates achieve financial success and peace of mind. Here are some ways they can assist:

  1. Cash Flow Management: Expatriates often have multiple sources of income and expenses in different currencies. A financial planner can help you manage and optimize your cash flow, ensuring your finances are structured in a way that maximizes your savings and minimizes unnecessary fees.
  2. Insurance and Risk Management: As an expatriate, you may be exposed to unique risks such as health issues, legal matters, and political instability. A financial planner can help you assess these risks and recommend appropriate insurance coverage to protect you and your loved ones.
  3. Education Planning: If you have children, you may be concerned about their education expenses, especially if you plan to send them to international schools or universities. A financial planner can help you develop a savings plan and investment strategy specifically for education expenses.
  4. Cross-Border Financial Planning: Expatriates often have financial assets, investments, and tax obligations in multiple countries. A financial planner with expertise in cross-border planning can help you navigate the complexities and ensure all aspects of your financial life are integrated and optimized.


As an expatriate in Germany, working with a financial planner can make all the difference in achieving your financial goals and securing your future. From creating a tailored financial strategy to optimizing your investments and retirement plans, a financial planner can provide invaluable guidance and help you navigate the complexities of managing your finances as an expat. So, don't hesitate to reach out and make the most of their expertise and support.

The financial advisory industry is constantly evolving to meet the needs of clients in an ever-changing financial landscape. Here are some current trends that are shaping the industry:

Growth of Financial Advisors

The demand for financial advisors continues to rise, with an 18-point increase in the number of financial advisors as of 2023 [1]. This growth can be attributed to several factors, including increased awareness of the importance of financial planning, the complexity of investment options, and the changing regulations surrounding retirement planning. As financial markets become more complex, individuals are seeking professional guidance to help them navigate their financial journeys.

Lack of Transparency

One challenge that clients often face when working with financial advisors is the lack of transparency in the financial services industry. Fine print, complex fee structures, and inconsistent communication can make it difficult for clients to fully understand the services they are receiving and the fees they are being charged. To address this, clients are demanding more transparency and clear communication from their financial advisors. They want to know exactly what they are paying for and how their investments are being managed.

Utilization of Social Media by Financial Advisors

Financial advisors are increasingly utilizing social media platforms like Instagram to connect with clients and disseminate information [1]. Social media provides a platform for financial advisors to share educational content, offer tips and insights, and engage with their audience. It also allows advisors to reach a wider audience and build their personal brand. By utilizing social media, financial advisors can establish themselves as thought leaders in the industry and build trust with potential clients.

These trends highlight the changing landscape of the financial advisory industry and the importance of staying informed and up to date in order to make informed financial decisions. Whether you're an expat in Germany or someone looking for financial advice, it's crucial to understand these trends and consider them when selecting a financial planner.

Whether you're planning for retirement, investing for the future, or looking for expert guidance, these top financial planners in Berlin can provide the support you need. It's always a good idea to reach out to them, have a conversation, and see which one is the best fit for you and your specific needs.

Remember, financial planning is a journey, and having a knowledgeable professional by your side can make a significant difference. So take that first step towards securing your financial future and reach out to one of these top financial planners in Berlin today!

Additional Resource:
To learn more about the benefits of financial planning and how a certified financial planner can guide you on your financial journey, check out The Role of a Certified Financial Planner in Germany: Guiding Your Financial Journey on the Finanz2Go blog.

Gradual Evolution of Financial Planning as an Essential Profession

Financial planning has evolved over the years into an essential profession for individuals seeking guidance and optimization of their financial strategies. With the increasing complexity of financial markets and the ever-changing landscape of personal finance, the need for expert advice has become paramount. In this article, we will explore the gradual evolution of financial planning as an essential profession and how it continues to play a vital role in today's world.

Importance of Financial Planning

Financial planning is no longer just a luxury for the wealthy. It has become a necessity for people from all walks of life. Whether you are an expatriate living in Germany or a local resident, financial planning can help you achieve your financial goals, minimize risks, and secure your future.

Financial planners are equipped with the knowledge and expertise to analyze your financial situation, identify your goals, and create a comprehensive plan tailored to your specific needs. They can assist with various aspects of your financial life, including budgeting, investing, insurance, retirement planning, and tax optimization.

Recognition as a Profession

Over the years, the financial planning industry has gained recognition and credibility as a distinct profession. This is evident by the fact that financial planning is now considered one of the top degrees by institutions like the NYU SPS Division. This recognition underscores the growing importance of financial planning in today's world.

Changing Landscape

The financial planning profession has experienced significant changes in recent years. With advances in technology and the increasing complexity of financial products and regulations, financial planners have had to adapt and evolve to meet the changing needs of their clients.

Today, financial planners utilize advanced software and technology tools to provide more accurate and comprehensive financial analyses. They also stay updated with the latest industry trends and changes in regulations to ensure that their clients receive the most relevant and up-to-date advice.

Holistic Approach

One of the key aspects of the gradual evolution of financial planning is the shift towards a more holistic approach. Financial planners now consider various aspects of a client's life when creating a financial plan. They take into account not only their financial goals but also their values, aspirations, and life circumstances.

This holistic approach enables financial planners to provide personalized and tailored advice that aligns with the client's overall lifestyle and objectives. It considers factors such as family planning, career goals, and philanthropic aspirations to create a comprehensive financial strategy.

The Rise of Fee-Only Financial Advisors

Another significant change in the financial planning industry is the rise of fee-only financial advisors. Traditionally, financial advisors were compensated through commissions earned from the sale of financial products. However, fee-only advisors are compensated solely by the fees they charge for their services, eliminating potential conflicts of interest.

This shift towards fee-only financial advisors has been driven by a growing demand for transparency and objectivity in the industry. Clients are now seeking advisors who prioritize their best interests and provide unbiased advice.

In conclusion, financial planning has gradually evolved into an essential profession that plays a vital role in today's world. With its recognition as a distinct profession, changing landscape, holistic approach, and the rise of fee-only financial advisors, the importance of financial planning continues to grow. Whether you are an expatriate or a local resident, seeking the services of a certified financial planner can provide you with the guidance and expertise you need to achieve your financial goals and secure your future.


In conclusion, finding the right financial planner in Berlin is crucial for expats who want to secure their financial future in Germany. The top financial planners in the city have demonstrated their expertise and success in managing assets, generating revenues, and growing their practices. By partnering with a skilled financial planner, expats can benefit from personalized financial strategies and optimize their financial planning for long-term success.

Financial planning plays a vital role in the lives of expats in Germany. With the guidance and expertise of a certified financial planner, expats can navigate complex financial landscapes, secure their assets, and plan for a financially stable future. The role of a financial planner is not just limited to providing investment advice but also encompasses comprehensive financial strategy and optimization tailored to the unique needs of each expat.

The financial advisory industry is evolving, and it's important for expats to stay aware of current trends. Financial advisors are increasingly leveraging social media platforms to connect with clients and provide valuable information. However, it's also important to be cautious about the lack of transparency in the financial services industry and ensure that you work with a trusted and reputable financial planner.

If you're an expat in Berlin seeking financial guidance, you may consider the top-rated financial planners in the city. Each financial planner brings their own expertise and approach to financial planning, ensuring a personalized experience for their clients. By working with one of these top financial planners, you can take control of your financial future and make informed decisions.

Financial planning is a rapidly growing and essential profession in today's world. It is recognized as one of the top degrees by prestigious institutions, highlighting its importance and relevance in the financial industry. As the field continues to evolve, financial planners are equipped with the knowledge and skills to provide expert advice and guidance to individuals, including expats in Germany.

In summary, partnering with a trusted financial planner is essential for expats in Berlin to achieve financial security and optimize their financial strategies. With the expertise of top-rated financial planners, such as those highlighted in this article, expats can navigate the complex financial landscape and build a solid foundation for their future in Germany.

At Finanz2Go, we understand the unique financial challenges faced by expats in Germany. As an English-speaking financial advisor, we are dedicated to helping expats build assets in a predictable and long-term manner. Contact us today to learn more about how we can support your financial goals.

Frequently Asked Questions

  1. Who are the top 3 financial planners in Berlin? The top 2 financial planners in Berlin are: 1. Finanz2Go Financial Advisors, 2. Hyprofriend mortgage advisor.
  2. What services do financial planners in Berlin offer? Financial planners in Berlin offer a range of services including investment planning, retirement planning, tax planning, estate planning, budgeting and cash flow management, insurance planning, and risk management.
  3. How do I choose the right financial planner in Berlin? When choosing a financial planner in Berlin, consider factors such as their credentials, experience, client reviews, services offered, fees and charges, and compatibility with your financial goals. It is also important to meet with the planner for an initial consultation to assess their communication style and approach.
  4. Is it necessary to hire a financial planner in Berlin? While it is not mandatory to hire a financial planner, it can be highly beneficial. A financial planner can provide expert advice, help you create a personalized financial plan, navigate complex financial situations, and optimize your financial decisions to achieve your goals effectively.
  5. How much do financial planners in Berlin charge for their services? The fees charged by financial planners in Berlin can vary depending on factors such as the complexity of your financial situation, the scope of services required, and the individual planner's fee structure (e.g., hourly rate, fixed fee, or a percentage of assets under management). It is important to discuss the fees upfront and ensure transparency before committing to their services.
Written by
Fabian Beining - Founder / Senior Consultant
Fabian Beining is a certified independent investment advisor. He specializes in investment funds and will be happy to advise you on the topics of fund-based retirement planning and general investment
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