Your Financial Consultant in Berlin

We analyze your financial situation to develop a investment plan tailored to your needs.

01. Diversified Investment Plan

We help you to develop a globally diversified investment plan that suits you and your personal goals.

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02. Holistic Approach

We compare over 100 companies to find the best options for your situation and goals.

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03. Easy cost structure

The ongoing charges amount to only approx. 0.6% p.a. - no front-end load, redemption fees, or performance-related costs.

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Who are we?

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Holistic 360°: We specialize in independent financial consulting for Expats in Germany. That’s why you always get an individual concept from us: including all costs, taxes, and consideration of inflation.
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Certified and specialized on expats: Our financial consultants are accredited according to §34d and §34f GewO.


At Finanz2go, our dedicated team provides independent pension advisory services tailored to the unique needs of expats living in Germany.

With a commitment to transparency and client-focused solutions, we guide you through every step of your retirement planning journey. Our advisors are not tied to specific products or providers, ensuring you receive unbiased advice that puts your financial well-being first.

Whether planning for the future or reassessing your current strategy, we are here to help you secure the retirement you deserve.

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7 years of experience working with expats in Germany
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+5 Mio. Euros under management
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Independent and certified financial advisors


Why you should consider working with us:

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Free and Transparent Financial Planning: Unlike many traditional financial advisors who charge hefty fees or work on commission, Finanz2go offers free, unbiased financial advice. This transparency builds trust, especially for expats unfamiliar with Germany’s financial landscape.
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Tailored Services for Expats: As an expat, navigating the complexities of the German financial system can be overwhelming. Finanz2go specializes in helping foreigners manage their finances, from investments to retirement planning, ensuring that their unique needs are addressed.
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Expert Knowledge of the German Financial System: Finanz2go has deep expertise in the German financial regulations and tax laws. This helps expats avoid common pitfalls and make the most of available tax advantages, maximizing savings and investments.
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Independence: Since Finanz2go is an independent consultant, the advice provided is not influenced by sales targets or specific product promotions. Expats can trust that they’re getting recommendations based purely on their needs and financial goals.

Frequently asked questions:

What services does Finanz2Go offer for expats in Germany?

Are you truely independent?

We are independent financial consultants, as we do not work for any product provider like an insurance or a bank, so we do not have to sell any products. We are registered with the Chamber of Commerce and Industry as an independent financial broker.

This means that we are “fiduciary trustees” of our clients. Therefore, We are legally obligated to find suitable solutions for your situation and needs. In doing so, we draw on virtually the entire investment, finance, and insurance market. For us, this means true independence.

Can I save taxes with my investment?

Yes you can. In Germany there are huge tax advantages and incentives for long term investing. Depending on what fits your individual situation we choose a framework that makes the most sense for you. Investment plans that you can deduct from your tax especially are interesting for high earners and freelancers due to their high tax burden.

How do we get paid?

Good pension plans have costs of about 1% of capital annually, which includes the cost of insurance, funds, and the advisor. We get paid by the insurance when you decide to do the plan. The conditions you get with us are exactly the same you get with the insurance directly, so you have no financial disadvantage by doing the plan with us, but of course the huge advantage is that we as independent brokers can scan the whole market, so you get the best available option.

What does a consultation with us look like?

We look at your individual situation and explain the available options to you. We also show you detailed numbers for the option you want to explore. Not only that, but we are there for you throughout the whole process, as you can tell from the outstanding reviews and recommendations from our clients.

What does the consultation process like?

In the first meeting we get to know each other and look at your current situation. A very important part in this is also explaining the German system and answering any questions that you might have.


We focus on what is important for you in order to present you with a solution that individually fits you. We give you clear advice on what makes the most sense for you in the second meeting.


When you decide to go with us we set up the investment and we are ready to go. Don’t worry: We handle all the paperwork for you. From that point on we constantly monitor your investment and are there for any questions that you have. We are there for you.

What happens when I leave Germany?

The solutions in our consulting are structured in a way that you are flexible should you choose to leave Germany during your working life, and you can get your pension anywhere in the world.